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Case study

August 13, 2025

Youth At The Helm: Rewiring Rural Economies Through the ThriveAgric Agent Network

“They said there were no jobs. But now, I’m earning, I’m teaching, and I’m helping my community grow.” - CFYE youth agent, Kaduna State

In the dusty towns and farmlands of Northern Nigeria, something big is quietly unfolding. Not through top-down mandates or imported solutions, but through the work of young people embedded in their own communities. In five states - Kaduna, Bauchi, Niger, Plateau, and Benue - young people are no longer waiting for opportunity. They are becoming the opportunity. 

Welcome to the ThriveAgric youth agent network, launched under the FCDO-funded Challenge Fund for Youth Employment (CFYE). It is a bold, community-rooted model that proves one thing: rural transformation starts from within.

Now a full year into implementation, the CFYE project has completed four quarters of work with ThriveAgric. This article zooms in on the most recent quarter - April to June 2025 (Year 1, Quarter 4) - capturing the scale, learnings, and impact of the youth agent model as it entered its most ambitious phase yet.

Between April and June 2025, ThriveAgric, in partnership with Crust Microfinance Bank and Trace Nigeria, deployed 431 youth agents across five states under the FCDO-supported Challenge Fund for Youth Employment (CFYE) project. These agents brought financial services, input access, and climate-smart agriculture education to the doorstep of over 14,600 smallholder farmers.

But this is not just about outreach. It is about dignified, performance-based work for rural youth, most of them women and building sustainable systems that will outlive any single intervention.

The Challenge: Unemployment Meets Underserved Communities

Across Nigeria, rural unemployment is rising. Meanwhile, smallholder farmers - who produce the bulk of the country’s food, struggle to access finance, inputs, or climate-smart tools. The gap is real. So is the potential .

What if young people from these very communities could fill that gap?

That is the question ThriveAgric, supported by CFYE, answered with action.

Where It is Happening: 5 States, Thousands of Farmers

The agent model rolled out across Kaduna, Bauchi, Niger, Plateau, and Benue States. ThriveAgric strategically embedded youth in communities where access to finance, extension support, and market information remains limited.

Deployment Highlights (April–June 2025):

  • 431 youth agents trained and deployed
  • 14,637 farmers onboarded
  • ₦36.9 million in combined agent earnings
  • Kaduna State alone accounted for 8,889 farmers reached
  • 63% of all deployed agents were women

The Model: Youth as Agents of Change

Between April and June 2025, ThriveAgric trained and deployed 431 youth agents across five Northern states. These were not just volunteers or field assistants, they were micro-entrepreneurs, paid based on the services they delivered:

1. Crust Agents

Trained in partnership with Crust Microfinance Bank, these agents support:

  • Account activation and onboarding
  • POS-based transactions for rural clients

Crust Agents are especially impactful for women farmers and cooperatives seeking safer, closer access to finance. 

2. Tradr Agents

Working within the ThriveAgric system, Tradr Agents:

  • Facilitate and drive the sale/purchase of commodities (grains/inputs) across the communities, while connecting farmers and offtakers.

3. Climate Champions

These youth leaders have taken on climate action roles by:

  • Onboarding farmers onto the AOS (Agent Operating System)

Each agent operates from within their own community, bridging trust gaps and delivering impact at scale.

Local Systems, Not Bypassed - Powered

What sets this model apart is its insistence on working with, not around, local systems. Before deployment, ThriveAgric held consultations with:

  • Village heads and district chiefs
  • Farmer cooperative leaders
  • Religious and women’s groups

Now, Monthly Farmer Congresses have become hubs where agents can report, listen, and respond. Farmers feel seen. Leaders feel respected. Youth feel empowered.

Why It Works

This is not a handout program. It is a system built around major principles:

  • Community-first: Agents are local. Trust came built-in.
  • Tech-enabled, not tech-dependent: Agents use mobile apps and POS systems, but work offline when needed.
  • Performance-based pay: Earnings are tied to effort, not just attendance.
  • Gender-smart structures: Training schedules, support systems, and leadership pathways consider the realities of women, both young and old.
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