1. Introduction

These terms of use (“Terms” or “Agreement”) set forth the general terms and conditions of your use of our website and all related mobile applications (“Website”, “Platform”). This Agreement is legally binding between you (“You”, or “Your”) and ThriveAgric Limited (“ThriveAgric”, “We”, “Us” or “Our”).

By accessing and using the Website, You acknowledge that You have read, understood, and agree to be bound by this Agreement. You must be at least the age of majority in Your state or country of residence.

2. Information about Us

This Website is operated by ThriveAgric Limited. We are registered in Nigeria with registration number 1416843 and have our registered office at 31, 441 Crescent CITEC Villas, Gwarinpa, Abuja, Nigeria.

3. Your Use of Our Website

1. This Website enables farmers to secure input financing and access opportunities for off-taker financing.
2. You may need to create an online profile and account to fully access the services available via the Website.
3. Our use of personal information submitted to Us is governed by our Privacy Policy.
4. You must inform Us immediately of any changes to Your personal information.
5. You are the only person permitted to use Your username and password.
6. If you suspect misuse, notify Us immediately viainfo@thriveagric.com.

5. Taxes & Transaction Charges

1. Please note that You may be required to pay transaction charges, fees, and applicable taxes...
2. By using any service made available to You under this Agreement...
3. If you fail to pay any such transaction charges, fees, or taxes...
4. We may increase any such transaction charges, including any amounts...
5. All transaction charges, fees, and other amounts payable...

6. Linking to Our Website

1. You may link to Our home page, provided You do so in a way...
2. You must not establish a link in such a way to suggest any...
3. You must not establish a link to the Website in any website...
4. The Website must not be framed on any other site...
5. If You wish to make use of any content on the Website...

7. Intellectual Property Rights & Confidentiality

1. Notwithstanding any other provision in this Agreement, ThriveAgric shall remain the exclusive owner...
2. You hereby agree not to reproduce, duplicate, copy, sell, resell or exploit any portion...

8.Processing of Personal Data

1. Any personal information that comes into Your possession while performing Your obligations under this Agreement must be processed in accordance with the Nigeria Data Protection Act 2023 or any amendments thereto.
2. You will ensure to have all necessary and appropriate consents and notices in place to enable, where necessary, lawful transfer of personal data to Us for the duration and purposes of this Terms.
3. You shall ensure that You have in place appropriate technical and organisational measures, to protect against unauthorised or unlawful processing of personal data and against accidental loss or destruction of, or damage to, personal data, appropriate to the harm that might result from the unauthorised or unlawful processing or accidental loss, destruction or damage and the nature of the data to be protected.

9. Disclaimer and Limitation of Liability

1. You assume all responsibility and risk with respect to Your use of the Website, which is provided “as is” and “as available” without warranties, representations or conditions of any kind...
2. The use of the Website is at Your sole risk and You assume full responsibility for any costs associated with Your use of the Website. We will not be liable for any damages of any kind related to the use of the Website.
3. In no event will We, or Our affiliates, Our or their respective content or service providers, or any of Our or their respective directors, officers, agents, contractors...

10. Indemnification

You agree to defend and indemnify ThriveAgric, and hold ThriveAgric and its affiliates, directors, officers, agents, contractors, and employees harmless against any losses, liabilities, claims, expenses (including legal fees) in any way arising from...

11. Entire Agreement

Except as otherwise notified to You by ThriveAgric, the Agreement and any documents expressly referred to in them represent the entire agreement between You and Us...

12. Waiver

Our failure to exercise or enforce any right or provision of the Terms will not constitute a waiver of such right or provision. A waiver by Us of any default will not constitute...

13. Headings

Any headings and titles herein are for convenience only.

14. Severability

If any of the provisions of the Terms are determined by any competent authority to be invalid, unlawful, or unenforceable, such provision will to that extent be severed...

15. Force Majeure

ThriveAgric shall not be in breach of this Agreement nor liable for delay in performing, or failure to perform, any of its obligations under this Terms if such delay or failure...

16. Assignment

You shall not assign, transfer or novate any of Your rights and obligations under this Terms of Use, if any, without our written consent.

17. No Partnership or Agency

This Agreement shall not be construed as creating any partnership, joint venture, agency or similar relationship between You and ThriveAgric other than the relationship with respect...

18. Governing Law & Dispute Resolution

Any disputes arising out of or relating to the Agreement, the Privacy Policy, or use of the Website will be resolved in accordance with the laws of the Federal Republic of Nigeria...

19. Questions or Concerns

Please send all questions, comments, and feedback to us at info@thriveagric.com.